5 Reasons to Retire in Georgia

There are plenty of reasons to explore the best places to retire in Georgia—like Georgia’s low retirement taxes, for instance. Here are a few other reasons why we think this state could be worthy of your golden years, plus a look at over 55 communities in Georgia that will elevate your lifestyle.  `


One of The Best States for Retirement Taxes

Ranked as a very tax-friendly state, you’ll pay nothing in Georgia retirement taxes. That’s because Georgia does not tax Social Security retirement benefits and provides a maximum deduction of $65,000 per person on all types of retirement income for anyone 65 or older. As an added bonus, the state’s sales tax rates and property tax rates are also both relatively moderate. Plus Georgia has no inheritance or estate taxes.


What does all of that mean? When you choose to live and retire in Georgia, you’ll pay fewer taxes on your retirement income and get to enjoy more of your hard earned dollars. This can be a huge incentive for people who are on a fixed income.


Low Cost of Living

When it comes to best places to retire, Georgia often makes the list not only because it’s tax-friendly but also because of the low cost of living in the state. On an index where 100 is the national average, the cost of groceries and healthcare in Georgia hits at around 95, or just below the national average. But housing in Georgia is much more affordable, hitting at around 80.


If you are looking for some of the best places to retire in Georgia, you can find a number of options throughout the state. Some of the best locations can be found in the over 55 communities in Atlanta and the surrounding areas. For example, in Griffin, Georgia you can find active adult communities like Sun City Peachtree with new homes starting at $248,990. Or in Greensboro, Georgia, you can find new homes at Del Webb at Lake Oconee that start at $305,490. Interested in living near a premier golf course and elegant winery? Try an over 55 community in Hoschton, Georgia- Del Webb Chateau Elan- which features new homes starting at $351,990. Or explore other over 55 communities in the Atlanta area at Wimberly, in Powder Springs. Just a half hour away from Atlanta, homes there start at $367,990.


Outdoor Activities for Active Living 

Looking to enjoy an active retirement? With Georgia’s low retirement taxes you can enjoy more of your budget being dedicated to your next adventure, and there are plenty of outdoor adventures to explore in Georgia. Enjoy a sunset over the unique settings of Driftwood Beach on Jekyll Island or take on a leisurely hike at Arabia Mountain.


Or for perhaps one of the most majestic views in the south, climb 600 stairs to the top of the tallest cascading waterfall in the South—Amicalola Falls. Outside of enjoying an incredible view there, you’ll also have the chance to hike Springer Mountain where you’ll find more beautiful scenery and a perfect spot to stop for lunch. And these are just a few of the outdoor adventures you can enjoy in Georgia.


Georgia Weather    

If you’re counting on exploring a lot of Georgia’s majestic sceneries, you’ll also enjoy the sunny Georgia weather. Georgia has about 218 days of sunshine every year, with a summer high of around 90 degrees Fahrenheit. Winters are also pretty mild with the coldest month being January, when lows are around 33 degrees.


Southern Cuisine    

Of course, all of the outdoor adventuring in the sun is bound to leave you hungry. Luckily, Georgia is home to some of the best comfort food there is. Known as the “Peach State,” you’ll find no shortage of peach flavored cobblers, pies, and ice cream. You’ll also enjoy southern favorites like fried chicken, pimento cheese, and chicken and dumplings. Or decide once and for all if Georgia barbeque is really the best barbeque around.


When contemplating best places to retire, Georgia easily makes the list. From being one of the best states for retirement taxes to offering some of the most charming and affordable over 55 communities—there are plenty of ways to stretch your income in Georgia and enjoy a retirement filled with adventure, leisure, and homey southern cuisine.




Contributed to The 55+ Society

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Published  1.13.22  

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