10 Reason to Retire in Hilton Head

Among retirement communities, Hilton Head always ranks near the top. A shoe-shaped island that lies 20 miles northeast of Savannah, Georgia, and 90 miles south of Charleston—this small, South Carolina island has quite the reputation. But is Hilton Head really a good place to retire? From culture and community to overall cost, here are 10 reasons why you should consider a Hilton Head retirement.



Reason 1 for retiring in Hilton Head: Weather

One of the main reasons why any city makes the list of best places to spend your golden years is the weather. And Hilton Head can have pretty temperate weather, although the summers can feel a little on the muggy end. Over the course of the year, the temperature typically varies from 42°F to 89°F and is rarely below 30°F or above 95°F. But from April to October, high humidity levels can lead to some pretty muggy days with July being the worst for this. Tourist season in Hilton Head runs from April to late May and from late September to late October—these are typically the most temperate months to enjoy outdoor activities in the area.



Reason 2 for retiring in Hilton Head: Strong Economy

With a strong financial sector and thriving tourism industry, people make a comfortable living in Hilton Head. And although retiring in Hilton Head might mean you have no interest in doing another day of work, you’ll still enjoy the benefits of a thriving community.



Reason 3 for retiring in Hilton Head: Cost of Healthcare

While the cost of living in Hilton Head is higher than other US cities on average, it’s not as expensive as some of the most popular US cities. And while housing might be difficult for some to obtain, you can find nearby new construction homes and retirement communities in the Hilton Head area starting at around $363k.



Reason 4 for retiring in Hilton Head: Locals’ beaches 

Find a more secluded beach, even during the peak of tourist season. Head over to Burkes or Tree Beach. While these beaches are only accessible by boat and don’t have as many nearby attractions to tout, they can be a great way to escape the crowds when tourism is at its worse.



Reason 5 for retiring in Hilton Head: Cuisine Scene

There are plenty of delicious restaurants at which to enjoy your Hilton Head retirement. From fresh oysters and seafood to top-ranked Italian spots, bistros, and cocktails bars—you’ll have a wide selection of food to choose from on any given night. And in addition to offering up tasty food menus, a few restaurants also have some pretty unforgettable views.



Reason 6 for retiring in Hilton Head: Outdoor activities

From nature tours that offer beautiful views of the wildlife and foliage of Hilton Head to water activities like kayaking, fishing in the Atlantic, or sailing—there’s always plenty to do outdoors in Hilton Head. You’ll also find plenty of trails for walking, biking, hiking, and taking a picnic break.



Reason 7 for retiring in Hilton Head: Island Culture

Is Hilton Head a good place to retire if you’re looking to do more than just exploring the beach? In fact, Hilton Head Island was named one of America's "100 Best Small Art Towns." With unique cultural attractions, museums, and theaters that celebrate the art, history, and heritage of Hilton Head—you’ll always find a place to listen to music, watch a performance, or learn about the area’s past.



Reason 8 for retiring in Hilton Head: Golfer’s Dream

If you love golf, you won’t be disappointed with all of the greens that Hilton Head has to offer. Home to the PGA’s RBC Heritage Tournament, there are also more than two dozen world-class golf courses and clubs that are worth exploring in the area. You’ll also find retirement communities in Hilton Head that offer onsite golf.



Reason 9 for retiring in Hilton Head: Retirement communities

Speaking of retirement communities in Hilton Head, Sun City Hilton Head is less than a half-hour drive away from the island. It’s the perfect community for those who are looking for an active retirement that easily avoids the chaos of tourist season. There, you’ll find onsite amenities like a pool and fitness center, in addition to a golf course and tennis courts—so you’ll always have your private oasis when the crowds seem like too much to deal with.



Reason 10 for retiring in Hilton Head: Low taxes

Retiring in Hilton Head could be a smart move if you’re looking to maximize your retirement income. While housing costs run high in Hilton Head, they are lower on average in the rest of South Carolina. And the state has some of the lowest property taxes in the country. South Carolina also doesn’t tax Social Security retirement benefits and provides a $15,000 taxable income deduction for seniors receiving any other type of retirement income. 



Learn more about what it’s like to live in Hilton Head and how to make the most of your Hilton Head retirement. There’s plenty to explore on the island and its surrounding area. Plus, retiring in Hilton Head could also be a smart move for enjoying more of your retirement income.



Contributed to The 55+ Society

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Published  5.6.22  

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