How to Choose the Best Retirement Community for You

Finding the perfect retirement community to ensure your future is brimming with joy and fulfillment is a journey. With countless options to choose from, it can be daunting to know where to start. We're here to help. We've gathered some critical factors for you to consider that will help make the decision-making process a breeze. Let's set you up for a retirement that's full of adventure, happiness, and social connection.

1. Consider Your Lifestyle

When we retire, we want to make sure our home and community can accommodate our lifestyle. It's important to not only think about your current needs but also your future needs. So, when planning for retirement, make sure to plan ahead and consider what you want and need out of your living situation. 

Maybe you’re looking for a fun-filled lifestyle and are eager to spend time with like-minded individuals. Check out active adult communities that offer an array of exciting activities and social events. On the other hand, if you prefer a quieter environment but still want to be surrounded by peers, an age-restricted community could be the answer. Start exploring your options and find the perfect community to fulfill your desires. 

Retirement communities offer a life of leisure, free from lawn mowing and shoveling snow. Before committing, it's important to understand exactly what maintenance care includes to avoid any unexpected chores. And for those with fur babies, be sure to double-check the rules to ensure that your cuddly friends can come with you.

If you’re looking to plan your dream home, as you consider the layout, it's important to keep in mind the future. A single-story house can be a wise investment, especially as you age. And if you're a social butterfly, an open floor plan with plenty of entertainment space could be right up your alley. If you're expecting little ones to stay over, guest spaces could also be on your wishlist. With so many luxury house plans available, your dream home might be closer than you think.

2. Determine Your Preferred Location

Deciding where you'll spend your golden years isn't just about finding a retirement community; it's about finding the right retirement community. There are many important factors to consider like the weather, transportation needs, and whether or not being near family is a priority. Decide if you see yourself thriving in the excitement of a city or relaxing in a serene setting. Perhaps it's time to really think about what environment will bring you the most joy and peace in retirement. 

If you're a fan of embracing all the seasons, then you might want to mull over active adult communities in Michigan or the bustling hub of Boston, Massachusetts, rather than basking in the scorching sun at 55+ communities in Florida or Arizona. The advantages of living near a city include sweet access to amenities like public transit and airports, plus an abundance of possibilities for entertainment outside your own backyard. Get out there and explore.

We also recommend considering an often-overlooked aspect when purchasing a home in a retirement community: access to healthcare facilities. While factors like climate and proximity to loved ones certainly matter, neglecting healthcare access could prove detrimental in the long run, regardless of your current health status. Make sure to prioritize it.

3. Decide What Amenities You Need and Want

Decide what's on your bucket list for living your best life. Luckily, there's a treasure trove of recreational options in many communities waiting to be explored. Now that you've got some wiggle room in your schedule, it's the perfect time to dive in and discover all the exciting possibilities.

If you're a fan of the water or looking to find inner peace through yoga, you need to find the perfect community that can cater to your interests. Imagine finding a place surrounded by like-minded people who share your passion for fitness and self-care. It's crucial to make sure the community can keep up with your needs, so don't settle for anything less, or you might find yourself losing interest. 

We have some exciting news if you’re looking for a community that offers more than just a home. Look no further than Del Webb. They're famous for their incredible amenities, such as resort-style pools, tennis and pickleball courts, book clubs, and even ballroom dancing classes. Plus, to make life easier, they have Lifestyle Directors who organize and coordinate all these fun activities. So come join in on the fun at Del Webb.

4. Determine Your Budget

When it comes to choosing your dream home, budget is definitely a major factor to consider. Depending on the community you choose and its location, you'll have to take into account a number of different expenses. From mortgage or rental fees to property taxes, utility bills, and home insurance – the list goes on. Added to that, you'll also need to factor in any HOA fees and extra charges for amenities like pools, fitness centers, and social events. All of this means that picking the perfect pad requires some number-crunching.

Before you dive into your dream house, make sure you do your due diligence. Talk to your community about what financial responsibilities you might have, like fees and utilities. Ask sales consultants questions. Don't get left in the dark – find out what kind of bills you'll be looking at on a regular basis.

If you’re still unsure about where to settle, a great way to determine if a retirement community is a good fit is to test it out. The Experience Del Webb program allows you to get a taste of active adult living by meeting residents, touring our homes, and exploring the amenities. Experience Del Webb and discover the active adult community for you today.

For more retirement lifestyle articles and the scoop on local hotspots, browse the Del Webb blog to get inspired.

Contributed by Carol Youmans