Is working the secret to a comfortable retirement?

When most people think of retirement, working is often the last thing that comes to mind. However, more and more Americans are staying in the office in their 60s and 70s, which may actually be a good strategy for a more comfortable lifestyle.

Financial expert Charlie Farrell recently wrote on MoneyWatch.com that staying in the workforce for five extra years can end up having huge benefits for retirees.

"Let's assume you're 65 and have $1,000,000 in retirement assets," he writes. "If you could earn 5 percent a year on those funds, your retirement plan would be worth about $1,275,000 at age 70, or about 28 percent more than at age 65."

Additionally, you can add more to your nest egg while you're still earning that paycheck. If you save about $15,000 each year for those five years, Farrell estimates that you will have 36 percent more savings than if you had retired earlier.

Del Webb retirement communities are not only affordable, but recognize that many residents are still working and offers a quiet and intimate setting for employees to come home to after a day at the office. Some, such as Del Webb Stone Creek, have Learning and Business centers that can help you manage finances and work.